7 steps to Buy a New Car Online

New car buying has moved into the digital age. Say goodbye to visiting multiple dealerships and long negotiations with the salesperson. Now you can buy a new car online. A few simple clicks and your dream vehicle could be parked in your driveway sooner than you think. Follow these tips to help you make your first online care buying experience a good one:

1. Research your car

Do your homework on the car you want so you know exactly what you’re buying. Does the car of your dreams really live up to your expectations? Consider looking at other models too. You may find better alternatives and save money along the way.
Use different sources such as Kelley Blue Book to learn about your dream car’s value, price, history on recalls, warranties or any other features that may stand out.

2. Establish a budget

After picking the model, establish a budget. Online tools such as car affordability calculators can help you establish monthly payments that fit your budget.
The price of the car should include more than the monthly payment. Also factor in maintenance, insurance, fuel and unforeseen expenses such as an unexpected repair. Add all of them to your monthly car payment, so you can focus on the total cost per month.

3. Get proper financing

Unless you intend to buy a car online and pay in full you’ll need some type of financing.
Getting pre-approved on a loan can help you stay within your budget when you start shopping online for your car. Ask your bank for its interest rates, but also research credit unions, alumni associations and professional organizations that you’re affiliated with which might offer better rates.

4. Find the right site

There’s an increasing number of sites that allow you to buy a car online. Find a trustworthy site for this big investment.
Research different websites and ask friends and family for recommendations.
Gather all the information and choose the best fit for your needs.

5. Trade in your car

Does the site you picked provide an option to trade in your current vehicle? If so, negotiate its value with the virtual assistant or sales representative. This will help you defray the cost of the car you’re buying online.
Once again, rely on tools such as Kelley Blue Book to know your current car’s value, and don’t settle for anything less than what it’s worth.

6. Make the purchase

Review everything one last time and get ready to make your purchase online.
If you feel uneasy about this last step, visit a dealership and take the car you want for a test drive. Then complete the purchase online afterward.

7. Insure your vehicle

Now that you’ve completed the process, it’s important to obtain the proper auto insurance for your new vehicle. In most of the U.S., auto insurance is mandatory. You can also buy insurance online by requesting a quote on the Infinity Insurance website.
Infinity Insurance has many options available and can compare prices from multiple carriers to find the best fit for your budget.

Call 1-800-INFINITY if you’d like to speak with one of our friendly agents to learn about your insurance options. They’ll provide you with a free quote in just a few minutes.

The materials available in the Knowledge Center are for informational purposes only and not for the purpose of providing legal advice. You should contact legal counsel to obtain advice with respect to any particular issue or problem. Use of this website or any of the links contained within the website do not create representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.